Terms and Conditions
This page sets out the terms that govern access to and use of the Cresciwolte platform. Please read them carefully before using our services.
Last updated: [insert date] — This is a general draft template and should be reviewed and adapted to your specific business and jurisdiction before publication.
1. Acceptance of Terms
By accessing or using the Cresciwolte website or platform ("Service"), you confirm that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Service. Continued use of the Service constitutes ongoing acceptance of any updates made to these Terms.
2. Description of Service
Cresciwolte provides AI-driven data analysis and decision-support tools intended to assist users in evaluating information relevant to trading, investment research, and strategic planning. The Service is provided as an analytical and informational tool only. It does not constitute financial, investment, legal, or tax advice, and Cresciwolte does not act as a broker, advisor, or fiduciary in any capacity.
3. Eligibility
To use the Service, you must be able to form a legally binding contract and meet any minimum age requirement applicable in your jurisdiction. By using the Service, you represent and warrant that you satisfy these requirements and that all information you provide to us is accurate, current, and complete.
4. Account Registration and Security
Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account or any other breach of security. Cresciwolte is not liable for any loss or damage arising from your failure to safeguard your account information.
5. No Financial Advice
All analyses, outputs, models, scores, and reports generated by the Service are provided for informational and educational purposes only. They are not recommendations to buy, sell, or hold any financial instrument, and should not be relied upon as the sole basis for any financial decision. You are solely responsible for evaluating the merits and risks associated with the use of any information obtained through the Service, and for any decisions made or actions taken based on such information. We strongly recommend consulting a qualified, independent professional advisor before making financial or investment decisions.
6. No Guarantee of Results
Trading and investment activities involve substantial risk, including the possible loss of principal. Past performance, backtested results, or historical data referenced within the Service are not indicative of future results. Cresciwolte makes no representation or warranty, express or implied, regarding the accuracy, completeness, timeliness, or reliability of any output generated by the Service, and disclaims any responsibility for outcomes resulting from its use.
7. Acceptable Use
When using the Service, you agree that you will not:
- Use the Service for any unlawful purpose or in violation of any applicable regulation.
- Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service.
- Interfere with, disrupt, or attempt to gain unauthorized access to the Service or its related systems.
- Reproduce, resell, or redistribute any part of the Service without prior written consent.
- Use automated means to scrape or extract data from the Service outside of any provided interface.
8. Subscription, Fees, and Billing
Where the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and payment terms will be presented to you at the point of purchase. You are responsible for providing accurate billing information and for any charges incurred under your account. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.
9. Intellectual Property
All content, software, trademarks, logos, and materials associated with the Service are the property of Cresciwolte or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials other than a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.
10. Third-Party Services and Links
The Service may reference, integrate with, or link to third-party tools, data sources, or websites. Cresciwolte does not control and is not responsible for the content, accuracy, or practices of any third party. Your interactions with third-party services are governed solely by the terms and policies of those third parties.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Cresciwolte and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. The Service is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.
12. Indemnification
You agree to indemnify and hold harmless Cresciwolte, its affiliates, and their respective personnel from any claims, liabilities, damages, losses, or expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
13. Suspension and Termination
Cresciwolte reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including violation of these Terms, without prior notice or liability. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will remain in effect.
14. Changes to the Service and Terms
Cresciwolte may modify, suspend, or discontinue any aspect of the Service at any time without notice. We may also update these Terms periodically. Material changes will be indicated by revising the "Last updated" date above. Your continued use of the Service after such changes constitutes acceptance of the revised Terms.
15. Governing Law and Disputes
These Terms shall be governed by and construed in accordance with the laws applicable at the place of Cresciwolte's registered operations, without regard to conflict-of-law principles, unless otherwise required by mandatory local law. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts, as further specified in a jurisdiction-specific version of this document.
16. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
17. Contact
If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.